5% Deposit Boost
Reserve your dream Higgins home and benefit from a generous deposit contribution. We will provide a deposit top-up** of up to 5% of the value of your home, which could save you thousands
Affordability Matters
The process of buying a home is often a daunting one, marked by a myriad of financial considerations. From down payments to mortgages, the financial aspect of purchasing a property can be overwhelming. Higgins Homes recognises this challenge and is stepping up to help alleviate the burden. This incentive reduces the financial strain, and contributes to making homeownership a reality for a wider range of potential buyers.
How does it work?
Let's consider a concrete example to illustrate the benefit of the 5% deposit top-up offer...
Imagine buying a two-bedroom, two-bathroom apartment with a purchase price of £675,000. Traditionally, a 10% deposit of £67,500 would be required, leaving a mortgage amount of £607,500.
However, with the 5% deposit top-up from Higgins Homes, the same property purchase would involve a 10% deposit of £67,500 and an additional 5% top-up of £33,750. This reduces the mortgage amount to £573,750.
In an industry characterised by complexity and financial demands, the Higgins Homes approach feels like a breath of fresh air to prospective homebuyers. By prioritising customer needs and delivering innovative solutions, Higgins Homes is not only building houses but also nurturing the dreams and aspirations of those who choose to embark on their homeownership journey with them.
If you're looking for a developer that understands the challenges of the modern property landscape and is committed to helping you achieve your dream of owning a home, Higgins Homes is here to help.
Available on this development
FAQs
How could Deposit Top-Up benefit me?
Whether you already own a home and don’t have enough equity to move on, or you’re a first time buyer and you need a bigger deposit, talk to us about Deposit Top-Up. We could boost your deposit by up to 5% of the purchase price of your new property, saving you thousands and making it easier to buy the home that was just out of your reach.
With deposit top-up, will my deposit be paid in full?
Higgins Homes will provide a deposit contribution of up to 5% of the price of the home, which will be credited on the property purchase completion statement. The purchaser(s) will still be required to provide at least 10% deposit (subject to lender criteria). This means you'll have a maximum total deposit of 15%, and only need to secure an 85% mortgage.
Can I use deposit top-up alongside another incentive?
Deposit top-up cannot be applied in conjunction with any other offers or selling schemes. This offer is applicable on new reservations only and is subject to qualification and lender criteria. We reserve the right to withdraw this offer at any time.
Quotes title here
“Higgins Homes made the whole process straight forward and easy. The flats are high quality finish as well. For a first time buyer like myself , the purchase was perfect. ”
The Garratt Collection - H.W.
“Not only does the apartment tick all the right boxes in terms of its price, location and space, the Higgins Homes team were great to deal with. ”
Ecole - P.B
**Deposit Top-Up contribution offer is available on selected plots and developments only. Cannot exceed 5% of the property purchase price nor be used in conjunction with any other offer, scheme or discount and conditional on paying full asking price unless otherwise stated. Please contact one of our sales consultants for details of which homes are covered, the amount of the deposit contribution and for further details. Purchaser will still be required to provide at least 10% deposit (subject to lender criteria).Purchaser’s taking advantage of this offer must claim at the time of reserving a property from us and it must be recorded on the Reservation Form. Subject to individual lender terms and conditions. Deposit contribution will be credited on completion statement. Deposit contribution cannot be exchanged for cash. Offer may be withdrawn at any time without prior notice.
